NPS Charges
Here is a list of charges that NPS subscribers need to be familiar with.
PoP (Point of Presence) charges
One Time Fee of ₹ 400
It is 0.50% of the contribution subject to a minimum charge of ₹ 30 and the maximum charge is ₹ 25,000.
It is ₹ 30 on each non-financial transaction done.
₹ 50/- per annum for annual contribution ₹ 1000 to ₹ 2999.
₹ 75/- per annum for annual contribution ₹ 3000 to ₹ 6000.
₹ 100/- per annum for annual contribution above ₹ 6000.
CRA charges
One-time charge is levied by the CRA – NSDL ₹ 40 and KFintech ₹ 39.36.
An annual charge levied by CRA – NSDL ₹ 69 and KFintech ₹ 57.63.
For every transaction CRA charges – NSDL ₹ 3.75 and KFintech ₹ 3.36.
PFM (Pension Fund Manager) charges
The PFM charges an Asset Management Charge of 0.09% annually.
NPS Trust charges
The NPS Trust – NPS Trust charges 0.005% annually as NPS Trust Management charge.
Exit & Withdrawal Charges
Processing charge of 0.125% of corpus with minimum of ₹ 125 and maximum of ₹ 500.