Here is a list of charges that NPS subscribers need to be familiar with.

PoP (Point of Presence) charges

One Time Fee of ₹ 400

It is 0.50% of the contribution subject to a minimum charge of ₹ 30 and the maximum charge is ₹ 25,000.

It is ₹ 30 on each non-financial transaction done.

₹ 50/- per annum for annual contribution ₹ 1000 to ₹ 2999.
₹ 75/- per annum for annual contribution ₹ 3000 to ₹ 6000.
₹ 100/- per annum for annual contribution above ₹ 6000.

CRA charges

One-time charge is levied by the CRA – NSDL ₹ 40 and KFintech ₹ 39.36.

An annual charge levied by CRA – NSDL ₹ 69 and KFintech ₹ 57.63.

For every transaction CRA charges – NSDL ₹ 3.75 and KFintech ₹ 3.36.

PFM (Pension Fund Manager) charges

The PFM charges an Asset Management Charge of 0.09% annually.

NPS Trust charges

The NPS Trust – NPS Trust charges 0.005% annually as NPS Trust Management charge.

Exit & Withdrawal Charges

Processing charge of 0.125% of corpus with minimum of ₹ 125 and maximum of ₹ 500.