Retirement Planning is all about building enough accumulated fund i.e. corpus that can be used in post-retirement phase through disciplined investment. One of the best ways to build this corpus is to join a pension or retirement investment scheme as early as possible.

We at Aditya Birla Sun Life Pension Management Ltd understand the fine balance needed to manage your retirement savings. The balance between the returns on your investments and the risks your hard-earned savings are exposed to.
In our NPS offering, investors have a choice of funds to cater to their asset allocation needs. The Equity Tier I (ET I) fund is an actively managed large-cap equity fund for those investors who are looking for a higher return but at reasonable risk. For risk-averse investors, our Corporate Bond Tier I (CT I) fund and Government Bond Tier I (GT I) fund would be the funds of choice. These funds are for those investors looking for stability and certainty of returns. The CT I fund invests in top-rated corporate bonds and the GT I fund invests in medium to long tenor Government Securities.
Many investors neither have the expertise, nor time, to make their asset allocation decisions. For these investors the Auto Allocation Option is available. In this option, the assets of every individual subscriber are reallocated among equity and debt assets, in a proportion based on the individual’s outstanding years to retirement. This ensures that the level of risk that the subscriber is exposed to is optimized and returns protected.