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PENSION FUND
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PENSION FUND

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Aditya Birla Sun life Pension Management Limited
Aditya Birla Group

Here is a list of charges that NPS subscribers need to be familiar with.

PoP (Point of Presence) charges

Charge Head Charges
Registration One Time Fee of 400
Contribution Processing It is 0.50% of the contribution subject to a minimum charge of 30 and the maximum charge is 25,000.
Non- Financial Transaction Processing It is 30 on each non-financial transaction done.
Persistency
  • 50/- per annum for annual contribution 1000 to 2999.
  • 75/- per annum for annual contribution 3000 to 6000.
  • 100/- per annum for annual contribution above 6000.

PFM (Pension Fund Manager) charges

Charge Head Charges
Asset Management Charge The PFM charges an Asset Management Charge of 0.09% annually.

CRA charges

Charge Head Charges
PRAN Generation One-time charge is levied by the CRA – NSDL 40, KFintech 39.36 and CAMS 40
Annual Maintenance An annual charge levied by CRA – NSDL 69, KFintech 57.63 and CAMS 65
Financial Transaction Processing For every transaction CRA charges – NSDL 3.75, KFintech 3.36 and CAMS 3.50

Exit & Withdrawal Charges

Charge Head Charges
Exit Processing charge of 0.125% of corpus with minimum of 125 and maximum of 500.

Other Intermediaries Charges

Intermediary Charges (Annual)
Custodian 0.0032%
NPS Trust 0.005%

Payment Gateway Charges

Mode of Payment Charges
RuPay Debit Card Nil
UPI Nil
Net Banking 3.5
Credit Card 0.85% of the contribution amount