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Aditya Birla Sun Life Pension Management Ltd.

Aditya Birla Group

The NPS calculator allows you to compute the month payment and lumpsum amount they can expect after retirement. The calculation is based on monthly contribution made, the annual expected rate of return on investment, percentage of corpus for which annuity is purchased and expected percentage return on annuity. This illustration is only indicative.

Male

Female

*Please fill all details above

Calculate on the basis of

Monthly contribution

-
₹       
+

Five Thousand Rupees only


Annual Increase in contribution

%
5% 25%

Expected Annual Return on Investment

%
5% 15%

Expected invested in annuity(in %)

%
40% 100%

Expected annuity rate

%
4% 10%

Total Corpus

-
₹       
+

One Crores  Rupees only


Annual Increase in contribution

%

Expected Annual Return on Investment

%
5% 15%

Expected invested in annuity(in %)

%
40% 100%

Expected annuity rate

%
4% 10%

Expected Pension

-
₹       
+

Fifty Thousand Rupees only


Frequency of Pension


Annual Increase in contribution

%

Expected Annual Return on Investment

%
5% 15%

Expected invested in annuity(in %)

%
40% 100%

Expected annuity rate

%
4% 10%

How to use a calculator?

STEP 1

  • Gender: Select your gender

  • Age: Enter your age in years

  • Retirement Age: Enter your expected retirement age between 58-75

  • Your full name: Enter your full name

STEP 2

  • To start your retirement planning, you need to select one of the following:
  • Contribution: The amount you would like to contribute every month towards your NPS account

  • Retirement Corpus: The total retirement corpus you want to accumulate at retirement

  • Pension: The monthly/annual pension you wish to achieve after retirement

STEP 3

  • NPS calculator helps subscribers to determine the corpus they can build by the time they retire. Based on the subscriber’s decision at the time of retirement how much he intends to convert into an annuity (at least 40%) and what he wants to withdraw. This calculation base on several factor age, amount contribute on monthly basis, the expected rate of return, etc.We have suggested the default values that you can use for each of the parameters
  • My Annual Increase In Contribution: Your expected annual increase in contribution towards your NPS account

  • Expected Rate of Return: Enter the expected rate of return on their contribution

  • Annuity: Annuity is a contract between an individual and an insurance company in which an individual makes a lump sum payment, in return, receives regular payout. Subscriber needs to purchase an annuity of an amount of at least 40% of corpus at time of retirement. In case of premature withdrawal subscribers need to purchase annuity of an amount of at least 80% of corpus.

  • Amount Invested in Annuity: This is the percentage of accumulated corpus, subscriber wish to use to purchase annuity