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Equity-linked growth With controlled volatility
Dynamic allocation Better timing across asset classes
Balanced approach Bridges equity and debt
Flexible for goals Suitable for accumulation and future incomeThis fund combines equity and debt with a dynamic approach
— aiming to deliver long-term growth while managing market volatility.
It adapts to market conditions, helping you stay invested through ups and downs.
Equity-linked growth
With controlled volatilityDynamic allocation
Adapts to market conditionsBalanced approach
Bridges equity and debtFlexible for goals
From accumulation to future incomeDesigned for growth, built for balance.
How we invest
+- Equity for growth: Participates in market upside through equity exposure
- Debt for stability: Reduces volatility and provides steady accrual
- Dynamic allocation: Adjusts between equity and debt based on market conditions
Where we invest
+- 55% NPS Equity Index: Participate in market growth
- 45% Short-term debt instruments and related investments : Cushion volatility and ensure steady accrual
Hybrid investing, explained!
Hybrid investing combines equity for growth and debt for stability so, your money can grow while staying protected from sharp market swings.
It’s designed to keep you invested, across all market conditions.
| Rolling CAGR | Sensex | BSE 200 | Debt | Hybrid 50:50 Model |
|---|---|---|---|---|
| 3 Year | 12.1% | 13.0% | ~8.8% | 10.8% |
| 5 Year | 11.8% | 12.7% | ~9.0% | 10.8% |
| 10 Year | 11.7% | 12.6% | ~8.9% | 10.7% |
What the data shows.
Hybrid strategies stay close to equity returns—while reducing the volatility that often disrupts long-term investing.
You don't need 100% equity Even a balanced 55-45 allocation can deliver strong long-term growth
Smaller falls recover faster Less downside means stronger and faster compounding
Growth doesn't stop in slow markets Hybrid strategies keep compounding—even when equity markets are flat
When markets slowed, hybrid kept growing!
| Asset Type | Return (CAGR) during 2010 - 2016 | Investor Experience |
|---|---|---|
| Equity (Sensex / BSE200) | ~5-7% | Volatile but stagnant — investors felt "stuck" |
| Hybrid 50:50 Model | ~10-11% | Slow and steady compounding — no stress, no surprises |
The real risk isn’t the crash!
Most investors fear crashes. But slow or flat markets quietly do more damage. They test patience and break consistency.
Hybrid investing helps you stay on track,
letting your money keep growing steadily, even when markets don't move.
Made for long term investors
like you
For steady growth seekersGrowth without the stress of market swings
For disciplined investorsStay invested long-term without worrying about volatility
For risk-aware plannersBalance between growth and protection
For those moving beyond FDs/PFAim for better returns with controlled risk