Msf Secure Retirement Equity Fund

ABSLPF Secure Retirement Equity Fund - NPS (Tier 1)

(Secure Retirement Equity -I)

Product Brochure

Scheme Essential

Broad Exposure Diversified across India’s leading large and mid-cap companies

Lower Volatility More stable than pure mid-cap and small-cap indices

Consistent Returns More reliable long-term performance than concentrated indices like Sensex and Nifty 50

Take a disciplined approach to long-term equity growth with ABSLPF Secure Retirement Equity Fund - NPS (Tier 1)

Equity-led growth

Primarily invests in equities to drive long-term wealth creation

Balanced across market caps

Large caps for stability, mid caps for higher growth potential

Transparent and trackable

Separate NAVs, benchmarks, and disclosures for easy monitoring

Benchmark-led discipline

Aligned to the BSE 200 Index for diversified, risk-aware investing

Built for the long term

15-year vesting or till retirement, whichever is earlier

Tax-efficient investing

Tax benefits under Sections 80C, 80CCD(1B) and 80CCD(2)

Made for long term investors like you

For steady growth seekersGrowth without the stress of market swings

For disciplined investorsStay invested long-term without worrying about volatility

Help them step into a truly independent adulthood

A structured continuation/exit framework

for your child when they turn 18.

How we invest

Fundamentals-led Investing : Focus on bottom-up selection of strong businesses to build long-term conviction
Actively Managed Portfolio: Continuously adjust holdings to capture better-performing opportunities

Where we invest

Equity-focused Portfolio : Equity exposure is taken only through the NPS equity universe / index, avoiding very small, speculative companies and focusing on larger, more established stocks.
Short-term Debt Instruments and Related Investments: Limited use of short-term debt mainly for liquidity or risk control
Alternative Assets : Regulated allocations to alternatives (for example, REITs), aiming to add some extra return or diversification on top of the main index‑linked equity exposure.

Plan smarter. Stay invested. Grow steadily.

Better returns. Balanced risk.

This fund is aligned to the BSE 200 Index—offering broad diversification across large and mid-cap companies, with a balanced approach to risk and return.

See how the BSE 200 compares across return potential, volatility, and risk-return efficiency—delivering more value for every unit of risk.

Index	Return Potential	Volatility	Risk-Return Efficiency Score*
BSE 200 TRI	High	Moderate	1.36 (3Y) / 1.98 (5Y) / 3.98 (10Y) Highest Risk Reward Scores
Sensex	Moderate	Low	Slightly lesser scores due to limited upside capture (returns)
BSE Midcap	High	High	Lower scores due to higher volatility
BSE Small-cap	Very High	Very High	Lower scores due to higher volatility

Over 3 years, BSE 200 edges ahead, capturing more of the recent upside than the broader indices

Across 5 years, BSE 200 delivers higher annualised returns, balancing growth better than pure large-cap or mid/ small-cap indices.

Over 10 years, BSE 200 stands out for superior long-term compounding, rewarding investors more consistently than the other indices.

BSE 200

Has historically delivered stronger returns than Sensex, while avoiding the extreme volatility of Midcap/Small cap indices.

~7-8%

Debt returns stay stagnant, barely above inflation.

100%

NPS Equity Index offers a balanced and attractive risk-reward profile.